I got 99 problems…And money is all them.

Whether it is your summer work savings or that OSAP, if you’re a college student like myself, it is about that time that your funds are running out.  I mean when your textbooks cost more than your rent, your bank account is constantly in overdraft, and you’ve been living off mac n cheese, you have no other choice than to learn how to make ends meet.

There have 100% been times when I pulled up to the gas station and pumped $5.64 worth of gas in my car because that’s all the money that I could scrounge together from the bottom of my handbag.

Or when my friends and I will literally debate on whether to get Tim Hortons or Starbucks and will resort to checking our bank account, so it can decide for us. The truth is, having to count every single penny you spend is quite exhausting.

For now, to help you through the rest of your struggle (college) years, here’s a guide to how I handle that #BrokeLife:

1. Thrift, thrift, thrift!

Thrifting has literally become my life. In fact, true story, I have actually been recently looking for a professional coat that I can wear to my interviews and I found one in great condition at Salvation Army for $15.99! I know, a steal right?

2. Make a Budget 

This may sound lame but I literally use a Microsoft excel worksheet to make a budget for each semester. I allocate money for rent, food, my bills, and leisure activities. It is the easiest way to keep your money organized.

3. Price Check

The app Flip, has become my go-to when shopping. Save time and money by using the app to search for flyer deals and coupons

4. Prioritize what you need and avoid wasting money on useless items

This may simply be the act of questioning everything you buy. Did you really need that new IPhone?

Shout-out to my fellow college students that feel my struggle.  Hopefully one day we’ll be able to look back on these moments and just laugh.

~Miss Twenty Something

Comment your most interesting college budgeting experiences below.

Tune in next week for a guest blog post!